What three things do you think you must do to protect your bank account from hackers?

Hello folks,

Going through mail before TSB and trying to get a few items blogged. Yes, its been a slow week for me, but i’ll be OK.

Today, the question is, “What three things must you do to protect your bank accounts from getting hacked?” If hackers infiltrate the bank itself, all bets are off. But if they do it from the outside through possible phishing or other type of attack, you might still have a chance.

1. Use a robust password

One of the things I’ve learned is usoing pass phraises which include spaces. If you don’t have a password manager, this might be of use to you. I always thought passwords were not allowed to have apaces in it, but read this section because something may be of use to you. Its better than forgetting your password, and its better than using something you’re not comfortable with.

The four bullet points are:

• Use phrases with spaces. They’re much more challenging to attack mathematically.
• Include letters, numbers, and symbols.
• Change your password every 3 to 6 months.
• Try to avoid reusing passwords.

Nist has said somewhere that changing your password often should not necesarily be done unless its absolutely necessary, so only do item 3 if it is absolutely necessary. Hopefully it isn’t often.

2. Enable two-factor authentication

How many times have we said this on the various security programs that I do across the Internet? Some sort of two factor is better than nothing, even the not recommended SMS is better than nothing. Do this, today!

3. Never log in to your bank using public Wi-Fi

This is always a smart thing. You never know who can be lurking. Without something called a VPN, you may be up a creek if you don’t. And yes, even the creeks that have trouble with all this rain we’ve had this year to date in California. In all seriousness though, you should read this section of the article if you do to learn what could happen.

The article title is Online banking checkup: 3 must-do steps to protect your login and I have already added it as part of next week’s TSB update set and in to the blog section.

Thanks so much for reading, and make it a great day!